Take Control of Your Money — Without the Fluff
If you’re tired of complicated budgeting systems that fall apart after two weeks, this guide is for you. Budget Without the B.S. is a no-nonsense, digital guide that shows you exactly how to make a realistic budget—one that works in the real world, not just on paper. Whether you’re living paycheck to paycheck or just want a better handle on your spending, this easy-to-follow download gives you practical tools without the overwhelm. No jargon. No guilt trips. Just straight talk and proven steps to make your money work for you.
What’s Inside
- Chapter 1: Why Most Budgets Fail (and How Yours Won’t) – Break down common myths and learn what a realistic budget really looks like
- Chapter 2: Know Your Numbers – Get clear on your income, expenses, and financial blind spots without spreadsheet overload
- Chapter 3: Building Your Budget – Use flexible methods like the 50/30/20 rule and get tips for automating your money management
- Chapter 4: Keep It Going – Learn how to stay on track, fix common mistakes, and adapt as life changes
- Bonus: Budget Check-in tips, budget rebuild guidance, and real-life examples throughout
Why You’ll Love It
- Realistic and Flexible: Tailored for people with real lives and real bills—not idealized financial goals
- Zero Fluff: Direct, helpful advice without the buzzwords or gimmicks
- Time-Saving: Learn how to make a realistic budget without spending hours figuring it out
- Stress-Reducing: Know exactly where your money is going and what to do next
- Beginner-Friendly: Perfect for anyone who’s ever felt lost trying to build a budget
Who It’s For
This guide is for you if you’ve ever said: “Budgeting doesn’t work for me,” “I don’t know where to start,” or “I need something simple that makes sense.” Whether you’re a busy parent, young professional, freelancer, or just trying to finally feel in control of your finances, this guide will meet you where you are.
What Makes It Different
Unlike other budgeting ebooks and checklists, Budget Without the B.S. is about progress, not perfection. It’s written in a voice that feels like a friend who’s been there, with honest advice and smart tools that you can actually use. It’s not about cutting out coffee—it’s about building a budget you can actually stick to.
Start Budgeting Smarter Today
Don’t wait for “someday” to get your finances in order. Download Budget Without the B.S.: A Real-World Guide to Making a Budget That Actually Works now and learn how to make a realistic budget that fits your life—not the other way around. Instant digital download—ready when you are.
SHIPPING
We are proud to offer international shipping services that currently operate in over 200 countries and islands world wide. Nothing means more to us than bringing our customers great value and service. We will continue to grow to meet the needs of all our customers, delivering a service beyond all expectation anywhere in the world.
Do you ship worldwide?
Yes. We provide free shipping to over 200 countries around the world. However, there are some locations we are unable to ship to. If you happen to be located in one of those countries we will contact you.
What about customs?
We are not responsible for any custom fees once the items have been shipped. By purchasing our products, you consent that one or more packages may be shipped to you and may get custom fees when they arrive to your country.
How long does shipping take?
Shipping time varies by location. These are our estimates:| Location | *Estimated Shipping Time |
|---|---|
| United States | 5-20 Business days |
| Canada, Europe | 5-20 Business days |
| Australia, New Zealand | 5-20 Business days |
| Central & South America | 5-25 Business days |
| Asia | 5-20 Business days |
| Africa | 5-25 Business days |
Do you provide tracking information?
Yes, you will receive an email once your order ships that contains your tracking information. If you haven’t received tracking info within 5 days, please contact us.
My tracking says “no information available at the moment”.
For some shipping companies, it takes 2-5 business days for the tracking information to update on the system. If your order was placed more than 5 business days ago and there is still no information on your tracking number, please contact us.
Will my items be sent in one package?
For logistical reasons, items in the same purchase will sometimes be sent in separate packages, even if you've specified combined shipping.
If you have any other questions, please contact us and we will do our best to help you out.
RETURNS
Order cancellation
All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.
Refunds
Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:
- If you did not receive the product within the guaranteed time (45 days not including 1-3 day processing) you can request a refund or a reshipment.
- If you received the wrong item you can request a refund or a reshipment.
- If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.
We do not issue the refund if:
- Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
- Your order did not arrive due to exceptional circumstances outside the control of miragina.com (i.e. not cleared by customs, delayed by a natural disaster).
- Other exceptional circumstances outside the control of miragina.com.
*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page
If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.
Exchanges
If for any reason you would like to exchange your product, perhaps for a different size in clothing, you must contact us first and we will guide you through the steps.
Please do not send your purchase back to us unless we authorise you to do so.
Order cancellation
All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.
Refunds
Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:
- If you did not receive the product within the guaranteed time( 45 days not including 2-5 day processing) you can request a refund or a reshipment.
- If you received the wrong item you can request a refund or a reshipment.
- If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.
We do not issue the refund if:
- Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
- Your order did not arrive due to exceptional circumstances outside the control of miragina.com (i.e. not cleared by customs, delayed by a natural disaster).
- Other exceptional circumstances outside the control of https://miragina.com
*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page
If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.
Exchanges
If for any reason you would like to exchange your product, perhaps for a different size in clothing. You must contact us first and we will guide you through the steps.
Please do not send your purchase back to us unless we authorise you to do so.
Customer Reviews
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Let me just say, this budgeting guide has been a complete revelation. I've always found finances to be intimidating, like trying to decipher an alien language. But this guide? It's like it took that alien language and translated it into simple, everyday English - no complicated jargon or convoluted concepts. The best part is how relatable the advice is; you can tell it's written by someone who understands the struggle of balancing bills with life's little pleasures (hello coffee addiction!). Plus, there’s a genuine sense of humor throughout which makes reading it actually enjoyable! Who knew finance could be fun? And most importantly – since using its methods, I’ve noticed my savings growing while my stress levels have gone down significantly. So if you're on the fence about getting this guide...don't hesitate! You won’t find another one out there that makes managing money as straightforward and pain-free.
I've tried so many budgeting methods before but none of them stuck...until this one! 🙌 The approach is simple yet effective. Love it!
impressive
This guide is like having your own financial advisor in your pocket. It's practical, real-world advice that actually makes sense.
wow😲
Finally, a guide that doesn't speak finance jargon. This is the real deal folks - easy to understand and implement.
👍
wow just wow guys i was never good with numbers but this thing here made budgeting fun who would've thought?
recommend
The best part about this guide? It doesn’t make you feel guilty for spending on things you love 💕 It’s all about balance and priorities.
10/10 recommend
Seriously guys, if you're struggling with your finances - get this now! It's a small price for peace of mind 💸
ok
I used to be so stressed about money but not anymore. This guide is like therapy...but cheaper 😅
satisfactory
If someone told me I'd enjoy making a budget one day, I'd laugh in their face. But here we are...and I'm laughing all the way to the bank 🏦
effective!
So user-friendly even my grandma could use it (and she still uses flip phones). If that doesn't convince you nothing will 😉
wow